Popular Articles

  1. VISA Requirements for Subscription Merchants Offering Free Trials and Introductory Promotions

    Last Updated: 05/14/2021 in Disputes, Fraud, Compliance, and Security Compliance
    Information on Visa's requirements for merchants offering free trials and introductory promotions.

  2. MasterCard's Decline Code Grouping and MAC

    Last Updated: 11/19/2025 in Disputes, Fraud, Compliance, and Security
    Information about MasterCard's decline code grouping program (MAC).

  3. IRS 1099-K Frequently Asked Questions (FAQs)

    Last Updated: 02/13/2024 in Disputes, Fraud, Compliance, and Security IRS 1099
    FAQs about the IRS 1099-K reporting and requirements.

  4. Visa’s Decline Code Grouping

    Last Updated: 10/26/2021 in Disputes, Fraud, Compliance, and Security
    Information about Visa's rules for decline code reasons and appropriate retry strategies.

  5. ACH Payment Failure Code 119

    Last Updated: 07/18/2024 in Qualpay Products ACH Payments
    Information about the ACH Payment Failure Code 119.

  6. How To Add SMS Multi-Factor Authentication

    Last Updated: 10/22/2026 in Getting Started My Account Multi-Factor Authentication (MFA)
    How to add SMS Multi-Factor Authentication (MFA) for your Qualpay user.

  7. Convenience Fees and How They Work

    Last Updated: 03/31/2026 in Transactions Convenience, Service, and Surcharge Fees
    Information on convenience fees and how they work.

  8. User Access Items

    Last Updated: 06/06/2023 in Getting Started User Management
    A list of all items that can be enabled/disabled for a user to access.

  9. ACH Payment and Validation Response Codes

    Last Updated: 07/16/2025 in Qualpay Products ACH Payments
    Lists of possible response codes for ACH verification transactions.

  10.  Payment Profiles And Virtual Terminal Settings

    Last Updated: 08/13/2024 in Qualpay Products
    Information on settings for Qualpay Payment Profiles.