Qualpay supports various transaction types via third-party payment gateways, Qualpay Virtual Terminal, Qualpay Payment Gateway, Qualpay Checkout, Qualpay Recurring Billing, and Qualpay Invoicing. Based on the lifecycle of a specific transaction processed by Qualpay products, you can initiate certain follow-on transactions from the transaction details in Actions. Follow-on transaction types include a refund or partial refund, void, and capture or partial capture. The table below lists the definition associated with each transaction type.
| Type | Details |
|---|---|
| Authorization | An authorization sends cardholder data to the issuing bank for approval. An approved transaction remains open until it expires or you receive a capture message. The Qualpay Payment Gateway, Qualpay Checkout, and Qualpay Virtual Terminal support an authorization transaction. |
| Verify | A verify transaction sends cardholder data to the issuing bank for verification. Use this transaction type to tokenize and store cardholder data. Both the Qualpay Payment Gateway and the Qualpay Customer Vault support a verify transaction. The Customer Vault verifies new credit cards when adding a billing card to a Customer. |
| Capture | A capture transaction is a follow-on transaction that lets you capture a previously authorized transaction that is pending settlement. Use an authorization combined with a capture transaction when delivering a physical good or service after taking an order. Once captured, the transaction will be submitted for clearing and settlement. For the best transaction cost and dispute protection, capture the transaction within 7 days. The Qualpay Payment Gateway and Qualpay Virtual Terminal both support a full or partial capture transaction. |
| Sale | Use a sale to create an immediate purchase of goods or services. This transaction authorizes and automatically captures when it receives a successful authorization, without needing a follow-on transaction. The Qualpay Payment Gateway, Qualpay Checkout, Qualpay Virtual Terminal, and Qualpay Invoicing all support sale transactions. |
| Void | A void transaction will reverse an outstanding authorization or a sale before daily settlement. The Qualpay Payment Gateway and Qualpay Virtual Terminal both support a void transaction. |
| Refund | A refund allows you to process a credit for a previously settled transaction. It is typically limited to the original authorization amount, a lesser amount, or, in some cases, multiple partial refunds up to the original transaction amount. The Qualpay Payment Gateway and Qualpay Virtual Terminal both support a partial or full refund transaction. |
| Credit | A credit is a standalone transaction that does not reference a previous sale. The Qualpay Payment Gateway and Qualpay Virtual Terminal both support credit transactions for the first 30 days of activation; after that, the feature is disabled and hidden for security purposes. To request credit access after the first 30 days, contact Qualpay. |
| Force | A force transaction lets you create a manual transaction after receiving an authorization code via our voice authorization system. The Qualpay Payment Gateway and Qualpay Virtual Terminal can both support a force transaction, but this feature is disabled and hidden for security purposes. |